Finance & Insurance

At Lutz Family Dentistry, we recognize the importance of quality dental care. Our focus is to ensure that these treatments and services are available to every patient. Through our financing and insurance opportunities, it is our hope that the people of our community are encouraged to book and attend their routine cleanings, oral care treatments, and other appointments to enhance their dental health.

To learn more about our options, please read below. If you have any questions, feel free to contact our office – we would be more than happy to help!


We accept cash, check, credit cards, and debit cards as methods of payment in our office. In addition, we also accept financing through CareCredit for approved patients. 

Once approved, CareCredit allows you to select a payment plan that fits your budget; that way, you can afford the care you need, when you need it!

All payments are due at the time of service. In order to encourage full payments on a timely basis, we offer 5% off to patients that pay in full on their appointment date.


Our practice is proud to be an in-network provider with a wide range of insurance plan options. Some of the policies we accept are:

  • Aetna
  • BlueCross BlueShield
  • Cigna
  • Delta Dental
  • Humana
  • MetLife
  • United Concordia Dental

We ask that all new patients bring a copy of their insurance card to their first appointment. Existing patients should bring their insurance card if their plan or provider has changed since their last visit. This way, we are able to assist all patients in making the most of the benefits available under their insurance plan. 

To help you better understand your insurance, we also provide the following services:

  • No cost estimates
  • Billing for insurance
  • Electronic claim transfers
  • Free submittals
  • Claims for accidents
  • Signature-on-file services
  • Coordinating benefits
  • Assignment of benefit services

To find out if we are in-network with your plan, please contact our office today!

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